Know your numbers before you sign a lease or spend your savings.
Pick your business type, country and location — the plan fills in typical local costs.
Startup costs · sales forecast · P&L & cash flow · break-even · 3-year plan · ready business plan.
They fail because the numbers never added up on paper — the rent was too high, the break-even was never calculated, the cash ran out in month four. You're about to commit your savings, and maybe a loan. Do it with a plan, not a prayer.
A real working spreadsheet (not a printable) for Microsoft Excel and free Google Sheets. Answer the Setup questions once; it works out the rest. Typical local numbers are suggested — just type over them with real quotes.
| Option | Cost | What you get |
|---|---|---|
| Hire a consultant to model it | $300–$800 | One custom sheet, waiting, back-and-forth |
| Guess it on the back of a napkin | “Free” | The #1 reason new places run out of cash |
| This Startup & Financial Plan | $27 | All 15 tabs + business plan, instant, reuse forever |
Want the mistakes to avoid too? Get the Startup Plan + 21 Hard Lessons bundle on Gumroad and save.
Either works. It's built for Microsoft Excel and free Google Sheets — just make a copy and start typing.
Yes. Pick the USA ($), UK (£), Canada (C$), Australia (A$) or UAE (AED) and the currency and typical local costs fill in. Anywhere else, choose "Other", type your own symbol (€, S$, R…) and enter your own rent, salaries and prices — everything recalculates automatically.
A real working spreadsheet with 1,100+ live formulas, tested with zero errors. Not a static printable.
Instant download on the confirmation page and by email from Gumroad. Nothing is shipped.
Yes — that's the point. Hand over clean startup costs, projections, cash flow and a business plan.